Key Insurance Consulting––A KEY Health Insurance Advocate who is on YOUR side

Key Insurance Consulting––A KEY Health Insurance Advocate who is on YOUR side

Courtesy Cal Birkey, Key Insurance, Linn County LIVING WELL Magazine

WE DO NOT SELL HEALTH INSURANCE AND ARE NOT AFFILIATED WITH ANY INSURANCE COMPANY.  We are an independently owned and operated health insurance advocacy business with the primary goal of helping individuals get the benefits they deserve.

Do any of the following situations apply to you or your family?

  • Are you tired of battling your health insurance companies for benefits that you deserve, and do you feel like “giving up?”
  • Do you have a family member who needs help sorting through piles of mail from health insurance companies to make sense of what it means and what, if any, response is needed from you?
  • Have you considered buying long-term care insurance but needed a better understanding of the product features and what questions to ask your agent or insurance company?
  • Have you received “Explanation of Benefits” statements from  Medicare, your Medicare Supplement company, and your long-term care insurance company, and need a second opinion on “who should be paying what?”

If you have experienced any of these situations, or need an advocate for any other reason, CONTACT US and we will be YOUR Advocate. We will “bridge” any gaps between you and your insurance company.

Our staff has many years worth of experience in communicating with insurance company staff and state insurance department regulators on a number of complex issues regarding health insurance, life insurance and annuities.

One example of how our service helped a client:

Our client entered an assisted living facility over a year ago, but he was not aware that he qualified for benefits at that time. His family contacted me recently for help in filing a claim for benefits “going forward.” After reviewing his long-term care plan provisions, I believed that he also qualified for benefits starting a year ago. After negotiating back and forth with the insurance company, they ultimately agreed that he did qualify for benefits starting one year retroactively. Our client has now received a check for $25,000––covering the past year and is now also receiving the current benefit checks that he deserves!

We have an affordable fee schedule that allows families to retain more dollars for their ongoing health care costs!

Contact us today for your complimentary initial consultation!