Articles

How to avoid ATM skimmers

Beware of ATM Skimmers

It’s been said many times, but bears repeating: If you notice anything out of the ordinary at an ATM, don’t use it. That might seem like a hassle, but it’s a lot better than your card being skimmed. […]

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Articles

Attain your investment goals

Attain your investment goals
Courtesy American National Bank, Colorado Springs LIVING WELL Magazine
How ironic, one of the most volatile years for the equity markets in over a generation resulted in the smallest change in value! On Dec. 31, 2010, the S&P 500 closed at a value of 1,257.64. The same market closed on Dec. 30, 2011 at a value of 1,257.60. Equity investors basically earned the dividend yield that as of Dec. 31 was 2.12%. A bit of consolation is that treasuries are yielding lower. Five-year treasuries are yielding 0.83% and 10-year treasuries are yielding 1.88%. […]

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Stay Updated on Mortgage Information

Stay Updated on Mortgage Information
By Michele Barber, Northstar Bank, Denton County LIVING WELL Magazine

It seems that any newspaper or business magazine you pick up these days has a discussion taking place on how mortgage rates continue to hold at record low levels. So what does that mean to John Q. Public??? […]

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DATCU Credit Union on consolidating accounts – LIVING WELL Magazine

Never Put All Your Eggs in One Basket? Maybe it’s time to reconsider…

Courtesy DATCU Credit Union, Denton LIVING WELL Magazine
Remember that old cliché, “never put all your eggs in one basket”? Well, in some circumstances, that might not be the best advice. Today, when shopping, most people enjoy the simple convenience of swiping a debit or credit card. Now that recent legislation is capping the fees that financial institutions can charge for debit card use, big banks are scrambling to find ways to re-coup that money. […]

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Northstar Bank: How to protect your identity – LIVING WELL Magazine

Protect Your Identity

By Michele Barber, Northstar Bank, Denton LIVING WELL Magazine

The Federal Trade Commission (FTC) reports approximately 10 million Americans fall victim to identity theft each year. Because this crime is growing at an unbelievable rate, it is important for us to know what to do to prevent identity theft, and even more important to know how to respond when our identity is stolen. […]

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ANB Bank: market volatility and investor emotions lead to under-performing investment portfolios – LIVING WELL Magazine

Market volatility and investor emotions lead to under-performing investment portfolios

Courtesy ANB Bank, Colorado Springs LIVING WELL Magazine

Over the last 30 years, a number of studies have been conducted that compare the investment performance of professional money managers (also known as institutional managers) with that of self directed or individual investors. […]