Articles

How to Keep from Outliving Your Assets––Herb White

When 80-year-old Peter’s family looked into his assets after he died, they were shocked to discover he only had $4,000 left. Where had his money gone? They knew he’d had a good-sized nest egg when he retired, and they assumed he was in good shape. Peter was not a wild spender in his later years, so they were doubly surprised. How could this have happened? […]

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Articles

IRA DATES & MILESTONES TO REMEMBER

IRA DATES & MILESTONES TO REMEMBER
These are the dates (and deadlines) too often forgotten.

By Herb White, CFP, MBA, East Denver LIVING WELL Magazine

IRAs come with complex rules and regulations. As these rules and regulations are occasionally forgotten or misinterpreted by IRA owners, here is a refresher.
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Articles

Smart strategies to reduce debt and save more

Smart Strategies to Reduce Debt and Save More

By Herb White, MBA, CFP, Herb White, MBA, CFP, a Certified Financial Planner, East Denver LIVING WELL Magazine
Sitting down to work up a plan to reduce your debts can seem as much fun as a trip to the dentist. But the rewards are worth it in the end. Reducing debt means peace of mind without the nagging burden over your head. In many cases, it also means that you can turn a corner in your life and be able to plan ahead to achieve financial goals rather than always being in catch-up mode. […]

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Articles

Life Certain Wealth Strategies on tax efficiency in retirement – LIVING WELL Magazine

TAX EFFICIENCY IN RETIREMENT

How much attention do you pay to this factor?

By Herb White, CFP, MBA, Life Certain Wealth Strategies, East Denver LIVING WELL Magazine
Could you end up paying higher taxes in retirement? Do you have a lot of money saved in a 401(k) or a traditional IRA? If so, you may be poised to receive significant retirement income […]

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Articles

Herb White on an Inherited IRA – LIVING WELL Magazine

AN INHERITED IRA: Here are some things to consider
By Herb White, CFP, MBA, East Denver LIVING WELL Magazine
Be sure you understand your options. When the owner of an IRA passes away, his or her heirs must be aware of the rules and regulations affecting the inherited IRA. Ignorance could lead you straight toward a tax disaster.
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