Need an umbrella?
It’s a million dollar question!
By Sue Erbes, VP of Operations Risk Management, TrueNorth Companies, LIVING WELL Magazine
When you think about the purpose of an ordinary umbrella, you picture it protecting you against rain or sunlight. When we’re talking about an insurance umbrella, we’re talking about a very different kind of protection. […]
It’s Time to Plan Your Long-Term Care
Courtesy Neighbor Insurance Services, Inc., Linn County LIVING WELL Magazine
No one ever wants to think about needing long-term care, whether it is at home or in a nursing home. But, the odds of needing long-term care are high; at least 70% of people over age 65 will require long-term care services at some point in their lives. Long-term care services may include help with activities of daily living: home health care, respite care, hospice care, adult day care, care in a nursing home, or care in an assisted living facility. They may also include care management services, which will evaluate your needs, coordinate and monitor the delivery of long-term care services. […]
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