It’s a sobering government statistic: At least 70% of people 65 years and older will need long-term care services at some point. Long-term care recipients will need help with daily living skills—such as bathing, dressing or preparing meals—for an average of three years, a U.S. Department of Health and Human Services report prepared in 2012 further predicts. […]
It’s Time to Plan Your Long-Term Care
Courtesy Neighbor Insurance Services, Inc., Linn County LIVING WELL Magazine
No one ever wants to think about needing long-term care, whether it is at home or in a nursing home. But, the odds of needing long-term care are high; at least 70% of people over age 65 will require long-term care services at some point in their lives. Long-term care services may include help with activities of daily living: home health care, respite care, hospice care, adult day care, care in a nursing home, or care in an assisted living facility. They may also include care management services, which will evaluate your needs, coordinate and monitor the delivery of long-term care services. […]
Making The Tough Decision … How To Provide Extra Care When It Is Needed
Courtesy Heaven at Home, Denton LIVING WELL Magazine
In the normal aging process, most people reach a point where they need the assistance of someone to take care of all the little things we take for granted. Making that decision can be a trying experience. Scott Vanderhoef, owner of Heaven at Home homecare agency, says, “A person making a care-giving decision is faced with so many options. The solution may be as simple as a son or daughter stopping by to check on mom on the way home from work each day. […]
Prepare for the Unexpected: What You Should Know About Alzheimer’s
By Susan A. Farris, LNFA; Fellow, American College of Healthcare Administrators, LIVING WELL Magazine
If you believe that a member of your family has Alzheimer’s disease, prepare for the unexpected and find out what you can do to make his or her life as comfortable and enriching as possible. […]
Unraveling the Facts of Long Term Care Insurance
Diane Ream, MS, RNC, and Diane Riley, Bayada Nurses, East Denver LIVING WELL Magazine
Long-term care insurance is a privately purchased insurance policy developed specifically to cover care expenses not covered by traditional health insurance or Medicare. Long-term care insurance helps you to protect your savings and assets against the cost of home care or facility care. […]
Can You Live on That?
Tim Walters, CPCU, CIC, Walters & Hanna Insurance Agency, Akron LIVING WELL Magazine (formerly SENIOR Magazine)
Recent studies suggest that about 40% of all people who reach age 65 will spend time in a nursing home before they die. One in four will spend more than a year in a nursing home. […]
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