Veterans and Veteran Spouses Can Be Approved for Financial Aid for Assisted Living

Veterans and Veteran Spouses Can Be Approved for Financial Aid for Assisted Living

The Veterans Administration offers a Special Pension with Aid and Attendance (A&A) benefit that is largely unknown by veterans and veteran spouses. Most find it hard to believe it exists, but it does. This special pension allows for veterans and surviving spouses who require the regular attendance of another person to assist in eating, bathing, dressing, undressing or taking care of the needs of nature to receive additional monetary benefits. It also includes individuals who are blind or a patient in a nursing home because of mental or physical incapacity. It is not a benefit for a person needing housekeeping or respite or part-time care. Assisted care in an assisted living facility also qualifies.

Many families with veterans or surviving spouses, who need additional monies to help care for ailing parents or loved ones, overlook this important benefit. This is a “pension benefit” and is not dependent upon service-related injuries for compensation. Most veterans who are in need of assistance qualify for this pension. Aid and Attendance can help pay for care in the home, nursing home or assisted living facility. A veteran is eligible for up to $1,644 per month, while a surviving spouse is eligible for up to $1,056 per month. A couple is eligible for up to $1,949 per month. Increase each year for cost of living.

Qualifications are:

  • Veterans must have served one day during an active war and had no less than a 90-day service.
  • Surviving spouses must still have been married to the veteran when they passed.
  • You must have a doctor’s order insisting you need the aid and attendance of another every day.
  • You must have less then 80K in checking and savings, even less if you are applying as a single (not including your home or vehicles) if you have IRAs and CDs they are included as income.
  • You must have received an honorable discharge or general discharge.
  • You can choose where you want to live as long as it is a credible facility or community/ home care company.
  • You may not qualify if you are on state assistance (Medicaid or another subsidized program due to your low income).