Finance - - Page 6

Keeping Your Money Safe…it is important –– DATCU Credit Union

January 6, 2013 LIVING WELL Magazine Comments Off

Keeping Your Money Safe…it is important
Courtesy DATCU Credit Union, Denton LIVING WELL Magazine

While there have been glimmers of hope in the economy, there continues to be concern over the stability of some financial institutions and a questionable economic outlook. We’ve all been inundated with media stories and articles about our nation’s debt, unemployment, higher taxes, and increasing healthcare costs. It’s a very scary time for many folks. […]

Estate Planning—Not Just for the Rich and Famous

November 4, 2012 LIVING WELL Magazine Comments Off

Estate Planning—Not Just for the Rich and Famous

Central Trust & Investment Co., Springfield LIVING WELL Magazine

Many individuals believe that estate planning is only for the very wealthy and is put in place to primarily save on estate taxes. However, in today’s evolving economic environment, an estate plan can be much more. […]

Are you monitoring your accounts every day?

October 18, 2012 LIVING WELL Magazine Comments Off

Are you monitoring your accounts every day?

Colorado Springs LIVING WELL Magazine

Are you checking your investment accounts daily? If so, the only thing you will likely accomplish is to drive yourself crazy, especially in today’s whipsaw economy. […]

A Simple Way to Transfer Wealth

August 21, 2012 LIVING WELL Magazine Comments Off

A Simple Way to Transfer Wealth

Courtesy Dan and R. Brennan Barlow, Denton County LIVING WELL Magazine

Thanks to the 2010 tax-relief legislation, the rules for estate planning are very favorable in 2012. This two-year window of opportunity provides the incentive to act now. […]

IRA DATES & MILESTONES TO REMEMBER

August 15, 2012 LIVING WELL Magazine Comments Off

IRA DATES & MILESTONES TO REMEMBER
These are the dates (and deadlines) too often forgotten.

By Herb White, CFP, MBA, East Denver LIVING WELL Magazine

IRAs come with complex rules and regulations. As these rules and regulations are occasionally forgotten or misinterpreted by IRA owners, here is a refresher.
[…]

Don’t Miss Out on Important Social Security Benefits!

July 21, 2012 LIVING WELL Magazine Comments Off

Don’t Miss Out on Important Social Security Benefits!
By Brad Haverback, Investment Advisor Representative, World Trend Financial, Linn County LIVING WELL Magazine

While the ongoing viability of Social Security is being called into question, it remains an important component of most retirement plans. Generally, participants have a basic understanding of when and how to collect Social Security retiree benefits; however, they often miss opportunities to maximize benefits. […]

Getting your stock portfolio back on track

July 11, 2012 LIVING WELL Magazine Comments Off

Getting Back on Track
Courtesy ANB Bank, Colorado Springs LIVING WELL Magazine
After experiencing a year in which the S&P 500 had its smallest change in value in history, stock investors were determined to start off 2012 in a positive manner, and boy did they succeed. The S&P 500 had its best first quarter since 1998, returning 12.58%. The S&P 500 closed the quarter at 1,408.47, which is within 10% of its all time high of 1,576 achieved in October of 2007. […]

Time for a Conversation…With Yourself

June 26, 2012 LIVING WELL Magazine Comments Off

Time for a Conversation…With Yourself

By Alexander W. Lippert, Colorado Springs LIVING WELL Magazine

We all know the story of the “Great Recession” and how it has changed our lives. Many people lost money. A lot of money. […]

Don’t be Scared: Reverse Mortgages Bring Great Value

June 25, 2012 LIVING WELL Magazine Comments Off

Don’t be Scared: Reverse Mortgages Bring Great Value
By Carl Benefield, Northshore LIVING WELL Magazine
Underwriting. Oh, boy! Does that mean I have to give up my first born? If you have refinanced or purchased a piece of residential property in the last five years and obtained a conventional mortgage, you know what I’m talking about. The credit market has tightened up so much that every loan is full documentation. […]

The “dollar cost averaging” approach to wealth building

May 22, 2012 LIVING WELL Magazine Comments Off

The “dollar cost averaging” approach to wealth building
Courtesy Strategic Financial Partners, Colorado Springs LIVING WELL Magazine
Slowly but surely wins the race. That’s the moral to the story about the tortoise and the hare. A similar approach, when applied to wealth accumulation, is known as dollar cost averaging. Though not the most glamorous way to increase your net worth, dollar cost averaging may be an effective asset-building strategy, especially when dealing with today’s volatile markets. […]