Finance - - Page 7

Estate and Tax Planning: Approaches & Opportunities in 2012 – Becker & House

May 3, 2012 LIVING WELL Magazine Comments Off

Estate and Tax Planning: Approaches & Opportunities in 2012
By Allison E. Evans, Becker & House, Scottsdale LIVING WELL Magazine
As we continue to move forward in 2012, there are a number of favorable federal tax provisions of which any financially-conscious reader should be made aware. Moreover, given that these tax provisions are set to expire at the end of the year, the amount of time to take advantage may be quickly running out. […]

Gulf Coast Bank explains reverse mortgage benefits – LIVING WELL Magazine

May 1, 2012 LIVING WELL Magazine Comments Off

Gulf Coast Bank Explains Reverse Mortgage Benefits
Courtesy Gulf Coast Bank, New Orleans LIVING WELL Magazine
In 2011, as the first group of baby boomers reached age 65, the older population increased. According to AARP, 90% of the people ages 65 and older want to stay in their home. With the aging of our population, reverse mortgages are popular as they can be utilized to supplement retirement income. […]

Smart strategies to reduce debt and save more

April 25, 2012 LIVING WELL Magazine Comments Off

Smart Strategies to Reduce Debt and Save More

By Herb White, MBA, CFP, Herb White, MBA, CFP, a Certified Financial Planner, East Denver LIVING WELL Magazine
Sitting down to work up a plan to reduce your debts can seem as much fun as a trip to the dentist. But the rewards are worth it in the end. Reducing debt means peace of mind without the nagging burden over your head. In many cases, it also means that you can turn a corner in your life and be able to plan ahead to achieve financial goals rather than always being in catch-up mode. […]

Managing your investment expectations – Terry Lockridge & Dunn, LIVING WELL Magazine

April 18, 2012 LIVING WELL Magazine Comments Off

Managing Your Investment Expectations
By Timothy F. Terry, Founder, Terry Lockridge & Dunn / World Trend Financial, Linn County LIVING WELL Magazine

It’s tax time. This is an excellent opportunity to see just how well your investments performed last year. It is also a great time to think about your taxes. In both of these areas, planning is everything! […]

Stretch out your IRA – Barlow Capital Advisors – LIVING WELL Magazine

March 16, 2012 LIVING WELL Magazine Comments Off

Stretch Out Your IRA
Courtesy Dan and R. Brennan Barlow, Barlow Capital Advisors, Denton LIVING WELL Magazine
After years of saving, you’ve accumulated significant wealth in your individual retirement accounts (IRA). So, what do you do next? You may want to think about extending the life of your IRA by stretching out its tax deferral over your life and the lives of your children and grandchildren. […]

Life Certain Wealth Strategies on tax efficiency in retirement – LIVING WELL Magazine

January 27, 2012 LIVING WELL Magazine Comments Off

TAX EFFICIENCY IN RETIREMENT

How much attention do you pay to this factor?

By Herb White, CFP, MBA, Life Certain Wealth Strategies, East Denver LIVING WELL Magazine
Could you end up paying higher taxes in retirement? Do you have a lot of money saved in a 401(k) or a traditional IRA? If so, you may be poised to receive significant retirement income […]

LPL Financial on viewing your home as part of your retirement portfolio – LIVING WELL Magazine

January 16, 2012 LIVING WELL Magazine Comments Off

Viewing Your Home as Part of Your Retirement Portfolio
Courtesy LPL Financial, Akron LIVING WELL Magazine
Reverse Mortgage: Do Your Homework before Committing

Tapping home equity doesn’t necessarily require relocating. A reverse mortgage may be a solution if you have significant home equity and a desire to stay in your existing home. With a reverse mortgage, you receive a source of income by borrowing against your home’s equity. Payouts are tax free and may be taken as a lump sum, a line of credit, or an annuity-like payment schedule.
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Hills Bank Trust and Wealth Management Group asks "Who's managing the risks in your retirement?" – LIVING WELL Magazine

January 15, 2012 LIVING WELL Magazine Comments Off

WHO’S MANAGING THE RISKS IN YOUR RETIREMENT?

By Jeff Ritchie, Trust Officer, Hills Bank Trust and Wealth Management Group, Linn County LIVING WELL Magazine
Are you thinking about retiring? Perhaps you are already there. Either way, it is important for you to consider the various risks that can impact your retirement portfolio. By understanding the risks, you can take affirmative steps to ensure your retirement stays on track. […]

Dorsey & Company, Inc., on how to deal with multiple 401(k) plans – LIVING WELL Magazine

January 14, 2012 LIVING WELL Magazine Comments Off

What Do You Do With Multiple 401(k) Plans?
Courtesy Dorsey & Company, Inc., New Orleans LIVING WELL Magazine
So far, life has been good to you. The career and family are thriving and your quest for a financially secure retirement has been going strong for decades. […]

The Milestone Center on a successful retirement – LIVING WELL Magazine

January 3, 2012 LIVING WELL Magazine Comments Off

It’s the season to talk about retirement

By Dee Siegferth,The Milestone Center, Akron LIVING WELL Magazine

Did you realize that retirement is similar to how football games are organized into two halves? Your working and retirement life is divided in a similar way. The first half: hopefully you saved, but you may be like most people and accumulated most of your money in retirement accounts through your work. […]