Save on Your Health Care
By George Smith, MD, New Lifestyles, Collin LIVING WELL Magazine
Health care costs are on the rise. Making matters worse, about 80% of older adults have at least one chronic condition, such as heart disease, cancer or diabetes, driving the need for prescriptions and treatments that add up over time. […]
Need an umbrella?
It’s a million dollar question!
By Sue Erbes, VP of Operations Risk Management, TrueNorth Companies, LIVING WELL Magazine
When you think about the purpose of an ordinary umbrella, you picture it protecting you against rain or sunlight. When we’re talking about an insurance umbrella, we’re talking about a very different kind of protection. […]
Get Active, Get Healthy!
By Randa Anderson-Stice, regional president of Senior Products for Humana in Colorado, Colorado Springs LIVING WELL Magazine
Regular exercise is important to the physical and mental health of everyone, and becomes increasingly essential as we age. Physical fitness not only produces long-term health benefits but also boosts energy levels, improves mood and increases confidence. […]
It’s Time to Plan Your Long-Term Care
Courtesy Neighbor Insurance Services, Inc., Linn County LIVING WELL Magazine
No one ever wants to think about needing long-term care, whether it is at home or in a nursing home. But, the odds of needing long-term care are high; at least 70% of people over age 65 will require long-term care services at some point in their lives. Long-term care services may include help with activities of daily living: home health care, respite care, hospice care, adult day care, care in a nursing home, or care in an assisted living facility. They may also include care management services, which will evaluate your needs, coordinate and monitor the delivery of long-term care services. […]
Count On Your Local Farm Bureau Agent
By Randy Strnad, Farm Bureau Agent, Linn County LIVING WELL Magazine
Have you ever felt like you’re the only one who doesn’t understand your health insurance plan? Don’t. Making decisions about health insurance and understanding it can be overwhelming and confusing for everyone. That’s why you can count on your local Farm Bureau agent to help you make sense of all the jumble and jargon. […]
Working Toward Wellness As You Age
By Randa Anderson-Stice, Regional President of Senior Products for Humana in Colorado, Colorado Springs and East Denver LIVING WELL Magazines
Think of your health as a savings account. Throughout your life, you work hard so you can save enough money to live comfortably as you get older. Lifelong well-being works the same way. […]
Major Change in Medicare Annual Enrollments!
By Tucker Thompson, Benchmark Financial, Collin LIVING WELL Magazine
Annual Enrollment Period for Medicare Part C – Advantage Plans [HMOs, PPOs PFFS, SNPs] and Medicare Part D – Prescription Drug Plans is Oct. 15 until Dec. 7, 2011 with coverage beginning Jan. 1, 2012. Do not forget the new deadline to enroll or change is Dec. 7, 2011 for both! […]
Common Insurance Mistakes We All Make
Courtesy Walters and Hanna Insurance Agency, Akron LIVING WELL Magazine
We all know we need insurance but it’s not usually at the top of our priority list. Insurance is a valuable tool used to protect our families from unforeseen events that can severely damage financial futures, but it does not often get much of our attention. […]
Are your records organized for an emergency?
By C J Ladner, State Farm® Agent, Northshore LIVING WELL Magazine
If you were incapacitated, would anyone be able to find your important records and take care of your family’s financial or business matters? Having important papers organized and accessible in advance can be very important in an emergency or crisis situation. Consider the following for organizing your important records. […]
Do You Have Enough for Retirement?
By Dave VerWoert, Executive Vice President, Employee Benefits, TrueNorth Companies, Linn County LIVING WELL Magazine
A recent story in the “Milwaukee Journal Sentinel” (5/21, Boulton) reported, “Women who retired last year will need an average of $93,000 in savings to pay for healthcare expenses in retirement,” and men will need an average of $65,000, according to an estimate by the Employee Benefit Research Institute. […]
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