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Articles

How Do I Protect My Disabled Child? –– Craig Watson

How Do I Protect My Disabled Child?
By Craig Watson, Texoma LIVING WELL Magazine

Grace is a sweet 69-year-old widow. Her husband died recently from a long illness. She has two children: a son, Todd, and a daughter, Kate. Todd is disabled and suffers from mental illness. Although Todd lives in his own apartment, he is unable to work. He receives Food Stamps, Supplemental Security Income (SSI) and Medicaid. […]

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Articles

Investing Strategies for an Evolving Market –– Barlow Capital Advisors

Investing Strategies for an Evolving Market
Courtesy Dan and R. Brennan Barlow, Denton LIVING WELL Magazine

From the collapse of the technology bubble in the early 2000s to the subprime lending meltdown that started in 2008, the markets have been anything but predictable. Case in point: The political fight over U.S. debt policies in 2011 roiled the markets and led to an unprecedented downgrade of the nation’s credit. […]

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Articles

How is your tax health –– Greg Kollmeyer

HOW IS YOUR TAX HEALTH?
By Greg Kollmeyer, Greater Springfield LIVING WELL Magazine

With the end of the year approaching, it’s a good time to assess your personal tax situation and evaluate any recent legislative changes and how they affect you. In a very controversial decision, the U.S. Supreme Court recently upheld the constitutionality of the 2010 health care law. What does this mean to you, and how can you plan accordingly with this and other expiring “Bush-era tax credits?” […]

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Articles

Facing the Fear of Downsizing – Designing Moves

Facing the Fear of Downsizing
By Christine Smart, Linn County LIVING WELL Magazine

I was recently contacted by a writer from national newspaper who was looking for people to talk to who had downsized. The journalist wanted a pulse on the regrets, the advantages, stories that would help others as they face downsizing for financial reasons.
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Articles

Keeping Your Money Safe…it is important –– DATCU Credit Union

Keeping Your Money Safe…it is important
Courtesy DATCU Credit Union, Denton LIVING WELL Magazine

While there have been glimmers of hope in the economy, there continues to be concern over the stability of some financial institutions and a questionable economic outlook. We’ve all been inundated with media stories and articles about our nation’s debt, unemployment, higher taxes, and increasing healthcare costs. It’s a very scary time for many folks. […]

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Articles

Cremation Creates Separation –– Allen Family Funeral Home

Cremation Creates Separation
By Rick Allen, Allen Family Funeral Home, Collin and North Dallas LIVING WELL Magazines

First, let me set the record straight by saying that I am not an opponent of cremation. Many people are choosing cremation these days as their choice of final disposition. In years past, the main driving force behind people choosing cremation was the perception that it was less expensive. […]

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Articles

Do I Need a Living Trust? –– Landmark Bank

Do I Need a Living Trust?
By Katie D. Whitman, JD, Landmark Bank, Texoma LIVING WELL Magazine

You’ve probably thought about what will happen to your loved ones when you pass away, but have you really thought about the details of how your money will be distributed? What about your house, your car, or your favorite antique dresser? Do you worry that one of your children won’t be able to handle an inheritance? […]

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Articles

CD Alternative

CD Alternative

By Neighbor Insurance, Linn County LIVING WELL Magazine

While both a CD and an annuity can offer you a guarantee of principal, annuities offer other benefits that CDs do not, including tax-deferred growth, a guaranteed income stream in the future, and a higher potential interest rate. […]