CD Alternative
By Neighbor Insurance, Linn County LIVING WELL Magazine
While both a CD and an annuity can offer you a guarantee of principal, annuities offer other benefits that CDs do not, including tax-deferred growth, a guaranteed income stream in the future, and a higher potential interest rate. […]
How’s Your Medicare D Plan?
By Mark Johnson R.CPhT., Texoma LIVING WELL Magazine
The time is here if you are needing to change your Medicare Part D plan or if you are wanting to change your Medicare Advantage plan. You also have the opportunity during this time to switch from a Medicare Advantage plan and go to original Medicare. The open enrollment period is from October 7 through December 15. […]
Tax Planning Opportunities
By Robin Jackson, Partner Terry Lockridge & Dunn, Linn County LIVING WELL Magazine
The end of 2012 will soon be upon us. And with the year drawing to a close, now is an ideal time to review your tax situation and evaluate tax savings strategies that may help you minimize your 2012 tax bill. Here are a few planning suggestions to help get you started. […]
How to be safe online
By Greg E. Niemeyer
Make the online world a safer place
In today’s fast-paced world, computers and mobile devices are not only must-have gadgets, they’re essential to daily life. From social networking and e-mailing to research, online shopping and more, people are connected more than ever before. And since the Internet is the new medium for interaction, business and communication, it’s more important than ever to be safe and secure when using it. […]
Ready to sell your house?
Karen Knight, Linn County LIVING WELL Magazine
Making the decision to sell your house can be easy or complicated depending on your circumstances. Selling your home takes time, patience and preparation. I’m going to discuss preparing your home prior to listing it for sale.
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Residential care homes provide affordable, unique option for senior care
Arty Care Home, located in Richardson, gives one family “peace of mind”
Courtesy Arty Care Home, Collin County LIVING WELL Magazine
Making a decision on long-term senior care may seem daunting—it’s expensive, it’s emotional and there seem to be limited options. These days, however, with the United States on the threshold of a boom—the baby boom, that is—families will have more and more choices on how they will be cared for during their “golden years.” […]
Estate Planning Issues for Women
(and other helpful business hints)
By M. Keywood Deese, Texoma LIVING WELL Magazine
Women, especially mothers, are usually the family member in charge of making sure everyone else takes care of themselves and does what they are supposed to do. […]
Important Dates for Medicare: Navigating Medicare Enrollment Timelines
By Randy Strnad, Linn County LIVING WELL Magazine
These days, age 65 doesn’t mean the same thing to everyone. No matter what your plans are, it’s important to understand Medicare’s enrollment timelines and when you need to take action. […]
Shifting from asset accumulation to retirement distribution
By Mark Ahlers, Linn County LIVING WELL Magazine
For retirement planning, instead of thinking about asset accumulation, develop a “Liability Driven Investing” strategy for your assets to provide cash flow. […]
Estate Planning—Not Just for the Rich and Famous
Central Trust & Investment Co., Springfield LIVING WELL Magazine
Many individuals believe that estate planning is only for the very wealthy and is put in place to primarily save on estate taxes. However, in today’s evolving economic environment, an estate plan can be much more. […]
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