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Articles

Key Insurance Consulting––A KEY Health Insurance Advocate who is on YOUR side

Key Insurance Consulting––A KEY Health Insurance Advocate who is on YOUR side
Courtesy Cal Birkey, Key Insurance, Linn County LIVING WELL Magazine

WE DO NOT SELL HEALTH INSURANCE AND ARE NOT AFFILIATED WITH ANY INSURANCE COMPANY. We are an independently owned and operated health insurance advocacy business with the primary goal of helping individuals get the benefits they deserve. […]

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How Do I Protect My Disabled Child? –– Craig Watson

How Do I Protect My Disabled Child?
By Craig Watson, Texoma LIVING WELL Magazine

Grace is a sweet 69-year-old widow. Her husband died recently from a long illness. She has two children: a son, Todd, and a daughter, Kate. Todd is disabled and suffers from mental illness. Although Todd lives in his own apartment, he is unable to work. He receives Food Stamps, Supplemental Security Income (SSI) and Medicaid. […]

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Articles

CD Alternative

CD Alternative

By Neighbor Insurance, Linn County LIVING WELL Magazine

While both a CD and an annuity can offer you a guarantee of principal, annuities offer other benefits that CDs do not, including tax-deferred growth, a guaranteed income stream in the future, and a higher potential interest rate. […]

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Articles

How’s Your Medicare D Plan?

How’s Your Medicare D Plan?
By Mark Johnson R.CPhT., Texoma LIVING WELL Magazine

The time is here if you are needing to change your Medicare Part D plan or if you are wanting to change your Medicare Advantage plan. You also have the opportunity during this time to switch from a Medicare Advantage plan and go to original Medicare. The open enrollment period is from October 7 through December 15. […]

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Important Dates for Medicare: Navigating Medicare Enrollment Timelines

Important Dates for Medicare: Navigating Medicare Enrollment Timelines
By Randy Strnad, Linn County LIVING WELL Magazine

These days, age 65 doesn’t mean the same thing to everyone. No matter what your plans are, it’s important to understand Medicare’s enrollment timelines and when you need to take action. […]

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Articles

Ways of investing into your future––a healthy mind, a healthy body and more!

Ways of investing into your future––a healthy mind, a healthy body and more!

By Joey Perez, Insurance Writer
Once you’ve reached a certain age it may become more difficult to reach that complete harmony with yourself. Planning ahead is required, along with an open mind and a healthy perspective on the future. Pessimism and harsh realism are natural consequences of the passing of the years. […]

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Articles

Long Term Care Rider

Long Term Care Rider
By Gary Tiffany, Linn County LIVING WELL Magazine

Don’t let the threat of long-term care expense get you down. Now is a perfect time to bring up this important coverage and speak candidly with your agent about long-term care planning. We would like to introduce Pekin Life Insurance Company’s Long Term Care Rider, which, when added to a Universal Life Accumulator or Universal Life Protector contract, is a perfect alternative to a standard LTC policy. […]

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Medicare Advantage or Medicare Supplement? Which Is Right for Me?

Medicare Advantage or Medicare Supplement? Which Is Right for Me?
By Tucker Thompson, Collin LIVING WELL Magazine
Medicare Advantage Plans (Part C) are funded in part by the government, paying “preset” amounts to insurance companies offering them. Factors determining any monthly premium you pay include the rate set by each company, your county, the government reimbursement, and if a drug plan is attached. […]