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Articles

Time to revisit your will

TIME TO REVISIT YOUR WILL

By Ronald Ward, Jr., LIVING WELL Magazine

Have you reviewed your will within the last three to five years? Most adults are familiar with the concept of the last will and testament. It is, of course, the device that transfers your assets to someone of your choosing upon your death. […]

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Articles

Solving the Puzzle of Financing the Cost of Senior Communities

Solving the Puzzle of Financing the Cost of Senior Communities
By Judie Palmisano, The Trace Senior Community

There are many considerations involved in deciding if a senior community is the best choice for your loved one. In addition to care needs, the type of facility, length of lease, activities and activities, is the cost. Cost is a key consideration when thinking about moving an aging parent(s) to a senior community. […]

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Articles

Ways of investing into your future––a healthy mind, a healthy body and more!

Ways of investing into your future––a healthy mind, a healthy body and more!

By Joey Perez, Insurance Writer
Once you’ve reached a certain age it may become more difficult to reach that complete harmony with yourself. Planning ahead is required, along with an open mind and a healthy perspective on the future. Pessimism and harsh realism are natural consequences of the passing of the years. […]

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Articles

The Nature of Healing

The Nature of Healing
Courtesy Carrus Specialty Hospital, Texoma LIVING WELL Magazine

Experiencing nature – even through a window – can be a powerful motivator. Jimmy Herpeche even credits the turtle in the courtyard pond with lifting his spirits while he was a patient at Carrus Specialty Hospital. The facility, designed to enhance patient comfort and reduce stress, includes four landscaped courtyards and a koi-filled pond at the edge of the property. […]

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Articles

Long Term Care Rider

Long Term Care Rider
By Gary Tiffany, Linn County LIVING WELL Magazine

Don’t let the threat of long-term care expense get you down. Now is a perfect time to bring up this important coverage and speak candidly with your agent about long-term care planning. We would like to introduce Pekin Life Insurance Company’s Long Term Care Rider, which, when added to a Universal Life Accumulator or Universal Life Protector contract, is a perfect alternative to a standard LTC policy. […]

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Articles

Show me the money

SHOW ME THE MONEY

By Greg KollmeyerGreater Springfield LIVING WELL Magazine

With all the hype in the media today surrounding the election, tax reform and candidates’ tax rates, have you ever stopped to wonder what all of these taxes do and where they come from? Let’s get to the bottom of this mess and SHOW YOU, the good citizens of Missouri, where your money goes. […]

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Articles

Estate Planning for the Family Business

Estate Planning for the Family Business
By M. Keywood Deese, Texoma LIVING WELL Magazine

Statistics reflect that over 55% of business owners die without a will, and that only 15% of family owned businesses make it to the second generation. If you want to make sure that your business will succeed you, it is necessary to establish an estate plan to facilitate that process. […]