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Family Matters talks "Don't Forget the Details of Planning Ahead" – LIVING WELL Magazine

Don’t Forget the Details of Planning Ahead
Courtesy of Family Matters, East Denver LIVING WELL Magazine
Most people rely on industry experts to plan their estates, preparing wills, trusts, health care directives, powers of attorney and financial plans […]

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Key Things to Know About Probate When a Loved One Dies

Key Things to Know About Probate When a Loved One Dies
By Lori A. Leu & Erin W. Peirce, Texas LIVING WELL Magazines
Have you ever heard someone ask whether a Will or an estate has been “probated,” and wondered, “What is probate?” The term “probate” refers to the judicial procedure wherein a Will is proven to be valid. Over time, the term “probate” has evolved to refer to the legal process in which the estate (everything owned at the time of death) of a deceased person, called the “decedent” is administered, whether or not the person had a Will. […]

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Attain your investment goals

Attain your investment goals
Courtesy American National Bank, Colorado Springs LIVING WELL Magazine
How ironic, one of the most volatile years for the equity markets in over a generation resulted in the smallest change in value! On Dec. 31, 2010, the S&P 500 closed at a value of 1,257.64. The same market closed on Dec. 30, 2011 at a value of 1,257.60. Equity investors basically earned the dividend yield that as of Dec. 31 was 2.12%. A bit of consolation is that treasuries are yielding lower. Five-year treasuries are yielding 0.83% and 10-year treasuries are yielding 1.88%. […]

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Real estate, a window of opportunity

A window of opportunity
By Diane LaPlace, Northshore LIVING WELL Magazine
The economy is slowly but surely improving, jobless claims are dropping; there is hope in the air. As a potential homeowner, there is a window of opportunity open to you. An opportunity to take advantage of the lowest fixed rate mortgage in over 30 years. […]

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Stay Updated on Mortgage Information

Stay Updated on Mortgage Information
By Michele Barber, Northstar Bank, Denton County LIVING WELL Magazine

It seems that any newspaper or business magazine you pick up these days has a discussion taking place on how mortgage rates continue to hold at record low levels. So what does that mean to John Q. Public??? […]

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Looking Towards 2012 for Opportunities

Looking Towards 2012 for Opportunities
Courtesy Landmark Bank, Texoma LIVING WELL Magazine
As we’re settling into 2012, let’s recap what we experienced in 2011. Growth in the U.S. was disappointing in 2011. The consensus among economists surveyed by the Philadelphia Federal Reserve in early 2011 was that real Gross Domestic Product (GDP), which measures the output of the economy, would grow by 3.2%. Instead, the economy expanded at a disappointing annualized rate of just 1.2% in the first three quarters of 2011. […]

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The “dollar cost averaging” approach to wealth building

The “dollar cost averaging” approach to wealth building
Courtesy Strategic Financial Partners, Colorado Springs LIVING WELL Magazine
Slowly but surely wins the race. That’s the moral to the story about the tortoise and the hare. A similar approach, when applied to wealth accumulation, is known as dollar cost averaging. Though not the most glamorous way to increase your net worth, dollar cost averaging may be an effective asset-building strategy, especially when dealing with today’s volatile markets. […]

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Naming your estate representatives – considerations and pitfalls

NAMING YOUR ESTATE REPRESENTATIVES –CONSIDERATIONS AND PITFALLS

Courtesy Bradley & Riley PC, Linn County LIVING WELL Magazine

The estate planning process involves creating documents for management of your financial assets (both during your lifetime and following your death) and creating documents authorizing healthcare decisions while you are alive, but incapacitated. […]

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Choosing a funeral provider

Choosing a Funeral Provider

By D.W. Newcomer’s Sons, Johnson County LIVING WELL Magazine
History is important…That’s why area families appreciate the fact that DW Newcomer’s Sons has been in the Kansas City market since 1893. We have had the privilege of serving tens of thousands of families (maybe your families’ needs) through our Johnson County Chapel and Cemetery, Overland Park Chapel, Shawnee Mission Memory Gardens and Oak Lawn Cemetery. […]

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MEDICAL POWER OF ATTORNEY – AN ADVANCE MEDICAL DIRECTIVE

MEDICAL POWER OF ATTORNEY – AN ADVANCE MEDICAL DIRECTIVE

By Ronald Ward, Jr., Ward Law Firm, LIVING WELL Magazine

One day, a loved one may ask you to make medical decisions on their behalf if they are unable to do so. Although you may have heard of a medical power of attorney, you may not know what it is really about. Unlike a durable power of attorney that would grant you authority to make financial decisions on their behalf, a medical power of attorney would grant you broad authority to make medical decisions on their behalf. […]