Finance & Planning -

Special Needs Planning Is a Marathon, Not a Sprint – LIVING WELL Magazine

May 9, 2012 LIVING WELL Magazine Comments Off

Special Needs Planning Is a Marathon, Not a Sprint

By Karen H. Weber, Johnson County LIVING WELL Magazine
One of the greatest fears that a parent has is that she might die without having identified a caregiver for a disabled son or daughter. While many parents find themselves touring college campuses when a child reaches age 18, the parents of children with special needs find themselves meeting with a lawyer to discuss the concepts of durable power of attorney documents versus court-ordered guardianship. […]

Estate and Tax Planning: Approaches & Opportunities in 2012 – Becker & House

May 3, 2012 LIVING WELL Magazine Comments Off

Estate and Tax Planning: Approaches & Opportunities in 2012
By Allison E. Evans, Becker & House, Scottsdale LIVING WELL Magazine
As we continue to move forward in 2012, there are a number of favorable federal tax provisions of which any financially-conscious reader should be made aware. Moreover, given that these tax provisions are set to expire at the end of the year, the amount of time to take advantage may be quickly running out. […]

Gulf Coast Bank explains reverse mortgage benefits – LIVING WELL Magazine

May 1, 2012 LIVING WELL Magazine Comments Off

Gulf Coast Bank Explains Reverse Mortgage Benefits
Courtesy Gulf Coast Bank, New Orleans LIVING WELL Magazine
In 2011, as the first group of baby boomers reached age 65, the older population increased. According to AARP, 90% of the people ages 65 and older want to stay in their home. With the aging of our population, reverse mortgages are popular as they can be utilized to supplement retirement income. […]

Top 5 Myths of Funeral Services – Allen Family Funeral Options, LIVING WELL Magazine

April 30, 2012 LIVING WELL Magazine Comments Off

Top 5 Myths of Funeral Service
By Rick Allen, Allen Family Funeral Options, Collin LIVING WELL Magazine
For many years, the funeral industry has been veiled in a cloak of mystery and even fear about the entire process. People have had fears about the funeral industry for a couple of primary reasons. […]

Smart strategies to reduce debt and save more

April 25, 2012 LIVING WELL Magazine Comments Off

Smart Strategies to Reduce Debt and Save More

By Herb White, MBA, CFP, Herb White, MBA, CFP, a Certified Financial Planner, East Denver LIVING WELL Magazine
Sitting down to work up a plan to reduce your debts can seem as much fun as a trip to the dentist. But the rewards are worth it in the end. Reducing debt means peace of mind without the nagging burden over your head. In many cases, it also means that you can turn a corner in your life and be able to plan ahead to achieve financial goals rather than always being in catch-up mode. […]

Save on your health care – Humana, LIVING WELL Magazine

April 24, 2012 LIVING WELL Magazine Comments Off

Save on Your Health Care

By George Smith, MD, New Lifestyles, Collin LIVING WELL Magazine
Health care costs are on the rise. Making matters worse, about 80% of older adults have at least one chronic condition, such as heart disease, cancer or diabetes, driving the need for prescriptions and treatments that add up over time. […]

Aging in place – Chinchuba Trace Townhomes, LIVING WELL Magazine

April 20, 2012 LIVING WELL Magazine Comments Off

Aging In Place

Courtesy Chinchuba Trace Townhomes / Peace Enterprises, Northshore LIVING WELL Magazine
We all enjoy the comforts of home and want to remain there as long as we choose. Studies show that people are healthier and happier when at home as compared to being in a facility. Safe home options today include home health, caregiver assistance, and home nursing and physicians. Additionally, there is a wide array of home medical equipment available.
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Managing your investment expectations – Terry Lockridge & Dunn, LIVING WELL Magazine

April 18, 2012 LIVING WELL Magazine Comments Off

Managing Your Investment Expectations
By Timothy F. Terry, Founder, Terry Lockridge & Dunn / World Trend Financial, Linn County LIVING WELL Magazine

It’s tax time. This is an excellent opportunity to see just how well your investments performed last year. It is also a great time to think about your taxes. In both of these areas, planning is everything! […]

Need an umbrella? It's a million dollar question! – TrueNorth Companies, LIVING WELL Magazine

April 10, 2012 LIVING WELL Magazine Comments Off

Need an umbrella?

It’s a million dollar question!

By Sue Erbes, VP of Operations Risk Management, TrueNorth Companies, LIVING WELL Magazine
When you think about the purpose of an ordinary umbrella, you picture it protecting you against rain or sunlight. When we’re talking about an insurance umbrella, we’re talking about a very different kind of protection. […]

It's time to review your signature card at the bank – Vision Bank, LIVING WELL Magazine

April 9, 2012 LIVING WELL Magazine Comments Off

IT’S TIME TO REVIEW YOUR SIGNATURE CARD –

(AT YOUR BANK OR BROKERAGE COMPANY)

By M. Keywood Deese, Vision Bank, Texoma LIVING WELL Magazine
Most people do not remember the actual details of the account forms they signed when they opened a bank or brokerage account. Below is a list of terms that control who has access to the funds during your life or would receive the account at your death. […]