Living With COPD
By Heather Branch, RN, Southeast Louisiana Home Health, Northshore & New Orleans LIVING WELL Magazines
As fall rolls around once again, so do all those pesky allergies causing inflammation and sometimes infection. The elderly, especially, need to be proactive in preventing flare-ups (exacerbations) of respiratory diseases such as asthma and bronchitis. […]
TAX EFFICIENCY IN RETIREMENT
How much attention do you pay to this factor?
By Herb White, CFP, MBA, Life Certain Wealth Strategies, East Denver LIVING WELL Magazine
Could you end up paying higher taxes in retirement? Do you have a lot of money saved in a 401(k) or a traditional IRA? If so, you may be poised to receive significant retirement income […]
Charitable Giving
By Douglas G. Goldberg, Esq., Colorado Springs LIVING WELL Magazine
“No person has ever been honored for what he received. Honor is our reward when we give.” – Calvin Coolidge, former President of the United States
Contrary to popular belief, you don’t have to be John D. Rockefeller or Bill Gates to be involved in philanthropy. Men and women of all ages, races, religions, and financial status give. Whether they give several hundred thousand dollars to a major building project or provide a meal for the elderly lady who lives down the street, doing well by doing good is running rampant in our country.
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Do It Yourself?
By Miller Davidge, Davidge & Wright, Denton LIVING WELL Magazine
There are many reasons people don’t hire an attorney to prepare their wills and other estate papers. Some people want to keep everything private, and are afraid of disclosure to any third person, even a lawyer. Sometimes people don’t want to appear uneducated (people who have not seen me try and change the oil in my car or program my electric coffee maker). […]
Never Put All Your Eggs in One Basket? Maybe it’s time to reconsider…
Courtesy DATCU Credit Union, Denton LIVING WELL Magazine
Remember that old cliché, “never put all your eggs in one basket”? Well, in some circumstances, that might not be the best advice. Today, when shopping, most people enjoy the simple convenience of swiping a debit or credit card. Now that recent legislation is capping the fees that financial institutions can charge for debit card use, big banks are scrambling to find ways to re-coup that money. […]
“How do I know if I need to update my Estate Plan?”
By Frank J. Danzo, III, Esq. and Marco D. Chayet, Esq., Chayet & Danzo, LLC
1. You or a close family member are over age 45
If you or a close family member are older than age 45, you may not be able to make decisions on behalf of yourself or the family member unless you plan ahead. […]
Viewing Your Home as Part of Your Retirement Portfolio
Courtesy LPL Financial, Akron LIVING WELL Magazine
Reverse Mortgage: Do Your Homework before Committing
Tapping home equity doesn’t necessarily require relocating. A reverse mortgage may be a solution if you have significant home equity and a desire to stay in your existing home. With a reverse mortgage, you receive a source of income by borrowing against your home’s equity. Payouts are tax free and may be taken as a lump sum, a line of credit, or an annuity-like payment schedule.
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The ABCs of Probate
By Virginia Hammerle & Rob Morris, Hammerle Finley Law Firm, Denton LIVING WELL Magazine
A wise old lawyer once said, “In criminal law, you deal with the worst of people on their best behavior. In probate law, you deal with the best of people on their worst behavior.” […]
WHO’S MANAGING THE RISKS IN YOUR RETIREMENT?
By Jeff Ritchie, Trust Officer, Hills Bank Trust and Wealth Management Group, Linn County LIVING WELL Magazine
Are you thinking about retiring? Perhaps you are already there. Either way, it is important for you to consider the various risks that can impact your retirement portfolio. By understanding the risks, you can take affirmative steps to ensure your retirement stays on track. […]
What Do You Do With Multiple 401(k) Plans?
Courtesy Dorsey & Company, Inc., New Orleans LIVING WELL Magazine
So far, life has been good to you. The career and family are thriving and your quest for a financially secure retirement has been going strong for decades. […]
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