The ABCs of Probate
By Virginia Hammerle & Rob Morris, Hammerle Finley Law Firm, Denton LIVING WELL Magazine
A wise old lawyer once said, “In criminal law, you deal with the worst of people on their best behavior. In probate law, you deal with the best of people on their worst behavior.” […]
WHO’S MANAGING THE RISKS IN YOUR RETIREMENT?
By Jeff Ritchie, Trust Officer, Hills Bank Trust and Wealth Management Group, Linn County LIVING WELL Magazine
Are you thinking about retiring? Perhaps you are already there. Either way, it is important for you to consider the various risks that can impact your retirement portfolio. By understanding the risks, you can take affirmative steps to ensure your retirement stays on track. […]
What Do You Do With Multiple 401(k) Plans?
Courtesy Dorsey & Company, Inc., New Orleans LIVING WELL Magazine
So far, life has been good to you. The career and family are thriving and your quest for a financially secure retirement has been going strong for decades. […]
MORTGAGE RATES HAVE NOWHERE TO GO BUT UP
So now’s the time to get serious about buying a home
By Diane Laplace, Keller Williams, Northshore LIVING WELL Magazine
Mortgage rates are at historic lows and unlikely to go much lower. The recent average rate for a 30-year fixed rate mortgage was 4%. […]
Protect Your Identity
By Michele Barber, Northstar Bank, Denton LIVING WELL Magazine
The Federal Trade Commission (FTC) reports approximately 10 million Americans fall victim to identity theft each year. Because this crime is growing at an unbelievable rate, it is important for us to know what to do to prevent identity theft, and even more important to know how to respond when our identity is stolen. […]
What is Elder Law?
By Lori A. Leu, Collin and North Dallas LIVING WELL Magazines
So often people will say that they did not know they needed an attorney who practices elder law, or even that such an area of the law exists. Elder law is not a new type of law, but it is a relatively new way to bring several areas of the law together to benefit a particular group of people – older adults. […]
Market volatility and investor emotions lead to under-performing investment portfolios
Courtesy ANB Bank, Colorado Springs LIVING WELL Magazine
Over the last 30 years, a number of studies have been conducted that compare the investment performance of professional money managers (also known as institutional managers) with that of self directed or individual investors. […]
Medicaid Will Take My House and Other Misconceptions for Spouses
By Paul Mitchell, CELA, East Denver LIVING WELL Magazine
Many of my clients are wives of the recipients of Medicaid. They have heard from their friends and social workers that Medicaid will take their house from them, that they must live on their own income without the support of their husbands and that they face bankruptcy because of the cost of their husbands’ care. […]
It’s the season to talk about retirement
By Dee Siegferth,The Milestone Center, Akron LIVING WELL Magazine
Did you realize that retirement is similar to how football games are organized into two halves? Your working and retirement life is divided in a similar way. The first half: hopefully you saved, but you may be like most people and accumulated most of your money in retirement accounts through your work. […]
What Happens if You Don’t Have a Power of Attorney?
By Craig Watson, Texoma LIVING WELL Magazine
My spring 2011 article, which appeared in this column, extolled the benefits of a durable power of attorney (POA). Every estate plan should include a POA. […]
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