Courtesy Landmark Bank Buying a home can be a stressful time for both first-timers and seasoned veterans. One of the biggest concerns that keeps homebuyers up late at night is whether their offer is high enough or […]
Five Keys to Investing For Retirement Courtesy Landmark Bank, Texoma LIVING WELL Magazine Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your investment knowledge. The following basic rules […]
It’s a sobering government statistic: At least 70% of people 65 years and older will need long-term care services at some point. Long-term care recipients will need help with daily living skills—such as bathing, dressing or preparing meals—for an average of three years, a U.S. Department of Health and Human Services report prepared in 2012 further predicts. […]
There are a lot of people out there, many with a fist-full of credentials, who are intimating that the glory days of the United States are over. Some liken us to the Roman Empire—and you know what happened to them. […]
Most people, as they grow into adulthood and enter the “real” world, dream of ownership. The possibility that a home, a business, or some other physical article might someday become theirs is looked upon as a wish come true. […]
Do I Need a Living Trust?
By Katie D. Whitman, JD, Landmark Bank, Texoma LIVING WELL Magazine
You’ve probably thought about what will happen to your loved ones when you pass away, but have you really thought about the details of how your money will be distributed? What about your house, your car, or your favorite antique dresser? Do you worry that one of your children won’t be able to handle an inheritance? […]
Low mortgage rates present a variety of opportunities
Courtesy Landmark Bank, Texoma LIVING WELL Magazine
Average rates for 30-year and 15-year fixed mortgages fell to new record lows this spring. Mortgage buyer Freddie Mac reported that the average interest rate on 30-year loans fell to 3.84%, lowest since long-term mortgages began in the 1950s. […]
Looking Towards 2012 for Opportunities
Courtesy Landmark Bank, Texoma LIVING WELL Magazine
As we’re settling into 2012, let’s recap what we experienced in 2011. Growth in the U.S. was disappointing in 2011. The consensus among economists surveyed by the Philadelphia Federal Reserve in early 2011 was that real Gross Domestic Product (GDP), which measures the output of the economy, would grow by 3.2%. Instead, the economy expanded at a disappointing annualized rate of just 1.2% in the first three quarters of 2011. […]
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