Do I Need a Living Trust?
By Katie D. Whitman, JD, Landmark Bank, Texoma LIVING WELL Magazine
You’ve probably thought about what will happen to your loved ones when you pass away, but have you really thought about the details of how your money will be distributed? What about your house, your car, or your favorite antique dresser? Do you worry that one of your children won’t be able to handle an inheritance? […]
How to be safe online
By Greg E. Niemeyer
Make the online world a safer place
In today’s fast-paced world, computers and mobile devices are not only must-have gadgets, they’re essential to daily life. From social networking and e-mailing to research, online shopping and more, people are connected more than ever before. And since the Internet is the new medium for interaction, business and communication, it’s more important than ever to be safe and secure when using it. […]
Estate Planning for the Family Business
By M. Keywood Deese, Texoma LIVING WELL Magazine
Statistics reflect that over 55% of business owners die without a will, and that only 15% of family owned businesses make it to the second generation. If you want to make sure that your business will succeed you, it is necessary to establish an estate plan to facilitate that process. […]
Low mortgage rates present a variety of opportunities
Courtesy Landmark Bank, Texoma LIVING WELL Magazine
Average rates for 30-year and 15-year fixed mortgages fell to new record lows this spring. Mortgage buyer Freddie Mac reported that the average interest rate on 30-year loans fell to 3.84%, lowest since long-term mortgages began in the 1950s. […]
Stay Updated on Mortgage Information
By Michele Barber, Northstar Bank, Denton County LIVING WELL Magazine
It seems that any newspaper or business magazine you pick up these days has a discussion taking place on how mortgage rates continue to hold at record low levels. So what does that mean to John Q. Public??? […]
Looking Towards 2012 for Opportunities
Courtesy Landmark Bank, Texoma LIVING WELL Magazine
As we’re settling into 2012, let’s recap what we experienced in 2011. Growth in the U.S. was disappointing in 2011. The consensus among economists surveyed by the Philadelphia Federal Reserve in early 2011 was that real Gross Domestic Product (GDP), which measures the output of the economy, would grow by 3.2%. Instead, the economy expanded at a disappointing annualized rate of just 1.2% in the first three quarters of 2011. […]
Protect Your Identity
By Michele Barber, Northstar Bank, Denton LIVING WELL Magazine
The Federal Trade Commission (FTC) reports approximately 10 million Americans fall victim to identity theft each year. Because this crime is growing at an unbelievable rate, it is important for us to know what to do to prevent identity theft, and even more important to know how to respond when our identity is stolen. […]
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