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Articles

Avoiding the Lobster Trap

Avoiding the Lobster Trap
Retaining graduating talent is the key to a robust local economy
By Dan Bolen, Johnson County LIVING WELL Magazine
I received a call from a very bright and recent KU graduate returning to Kansas City. […]

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Articles

Is Your Insurance Company Really Competitive on Costs?

Is Your Insurance Company Really Competitive on Costs?
Maybe Not …
Courtesy DATCU Credit Union, Denton LIVING WELL Magazine
A little green reptile with a foreign accent, a talking duck, and other mascots certainly do a good job of generating attention for big insurance companies. They are quite clever, but the real question remains – Do these companies really save folks money on their insurance? Do you really believe a silly green animal? […]

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Getting your stock portfolio back on track

Getting Back on Track
Courtesy ANB Bank, Colorado Springs LIVING WELL Magazine
After experiencing a year in which the S&P 500 had its smallest change in value in history, stock investors were determined to start off 2012 in a positive manner, and boy did they succeed. The S&P 500 had its best first quarter since 1998, returning 12.58%. The S&P 500 closed the quarter at 1,408.47, which is within 10% of its all time high of 1,576 achieved in October of 2007. […]

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Attain your investment goals

Attain your investment goals
Courtesy American National Bank, Colorado Springs LIVING WELL Magazine
How ironic, one of the most volatile years for the equity markets in over a generation resulted in the smallest change in value! On Dec. 31, 2010, the S&P 500 closed at a value of 1,257.64. The same market closed on Dec. 30, 2011 at a value of 1,257.60. Equity investors basically earned the dividend yield that as of Dec. 31 was 2.12%. A bit of consolation is that treasuries are yielding lower. Five-year treasuries are yielding 0.83% and 10-year treasuries are yielding 1.88%. […]

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Articles

Stay Updated on Mortgage Information

Stay Updated on Mortgage Information
By Michele Barber, Northstar Bank, Denton County LIVING WELL Magazine

It seems that any newspaper or business magazine you pick up these days has a discussion taking place on how mortgage rates continue to hold at record low levels. So what does that mean to John Q. Public??? […]

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Looking Towards 2012 for Opportunities

Looking Towards 2012 for Opportunities
Courtesy Landmark Bank, Texoma LIVING WELL Magazine
As we’re settling into 2012, let’s recap what we experienced in 2011. Growth in the U.S. was disappointing in 2011. The consensus among economists surveyed by the Philadelphia Federal Reserve in early 2011 was that real Gross Domestic Product (GDP), which measures the output of the economy, would grow by 3.2%. Instead, the economy expanded at a disappointing annualized rate of just 1.2% in the first three quarters of 2011. […]

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Articles

Helping Build a Generation of Savers – Resource Bank, LIVING WELL Magazine

Helping Build a Generation of Savers
Go Beyond the Piggy Bank
Courtesy Resource Bank, Northshore LIVING WELL Magazine
Most of us learned how to save with a time honored tradition, the piggy bank. You could feel the weight of the contents; hear the coins jingle. It is a tangible, simple, first lesson in finance that starts in the home. Financial education is essential for our future generations. […]

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Gulf Coast Bank explains reverse mortgage benefits – LIVING WELL Magazine

Gulf Coast Bank Explains Reverse Mortgage Benefits
Courtesy Gulf Coast Bank, New Orleans LIVING WELL Magazine
In 2011, as the first group of baby boomers reached age 65, the older population increased. According to AARP, 90% of the people ages 65 and older want to stay in their home. With the aging of our population, reverse mortgages are popular as they can be utilized to supplement retirement income. […]

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DATCU Credit Union: Are your financial affairs in order? LIVING WELL Magazine

Are Your Financial Affairs In Order?

Important information for seniors and their children
Courtesy DATCU Credit Union, Denton LIVING WELL Magazine
Remember that old cliché that there are two things for certain in this life … taxes and death. Unfortunately, this is true. The reality is that death will come to all of us. Young or old, being financially prepared is critical. […]